Apopka woman indicted for conspiracy to commit wire fraud by defrauding elderly victim by phone and email

Date: Dec. 31, 2025

Contact: newsroom@ci.irs.gov

Gainesville, FL – Xin Liu of Apopka, Florida, was indicted by a federal grand jury charging her with conspiracy to commit wire fraud. John P. Heekin, United States Attorney for the Northern District of Florida, announced the charge today.

Liu appeared for her arraignment in federal court before United States Magistrate Judge Midori A. Lowry on December 23, 2025, in Gainesville, Florida. Jury trial is scheduled for January 28, 2026, at 8:30 a.m. before Chief District Court Judge Allen C. Winsor.

If convicted, Liu faces up to 20 years’ imprisonment.

The case was investigated by the Internal Revenue Service – Criminal Investigations, the Federal Bureau of Investigation, and the Gainesville Police Department. Assistant United States Attorney Adam Hapner is prosecuting the case.

IRS Criminal Investigation (IRS-CI) is the law enforcement arm of the IRS, responsible for conducting financial crime investigations, including tax fraud, narcotics trafficking, money laundering, public corruption, healthcare fraud, identity theft and more. IRS-CI special agents are the only federal law enforcement agents with investigative jurisdiction over violations of the Internal Revenue Code, obtaining a 90% federal conviction rate. The agency has 19 field offices located across the U.S. and 14 attaché posts abroad.